George Town Penang skyline

Financial education for Malaysians 40 and above

Property decisions that fit your life in Malaysia

Evening courses, personal consultations, and written strategy for households who want to understand property — not just buy it.

George Town, Penang
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Our programmes

Three courses, one clear path

Each programme is designed for working professionals and families who want to move at a considered pace — with licensed advisors, real Malaysian examples, and no pressure to act before you are ready.

Malaysian property buying course
4 weeks · Evening webinars

Foundations of Malaysian Property Buying

Covers loan eligibility under BNM guidelines, MOT and stamp duty calculations, leasehold versus freehold distinctions, REHDA-registered developments, and a realistic affordability assessment using your actual MYR figures.

  • Printed buyer workbook included
  • One phone consultation with a licensed property advisor
  • Worked examples in Malaysian Ringgit throughout

RM 500

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6 weeks · Penang & KL sessions

Investment Property Fundamentals

An intermediate course for those considering a property purchase as part of a broader household portfolio. Examines rental yield calculation in Malaysian sub-markets, RPGT brackets, tenant management basics, and condominium maintenance considerations.

  • Downloadable yield calculation templates
  • Two private consultations with a registered estate agent
  • Group sessions in Penang and Kuala Lumpur

RM 870

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Investment property fundamentals
Property strategy programme
4 months · Personal planner assigned

Considered Property Strategy Programme

A four-month programme for households wanting a written property strategy integrated with broader retirement planning. Monthly evening seminars, a dedicated licensed planner, a tax-aware review, and sessions on property as an estate asset.

  • Hardbound property strategy binder
  • Coordinated review with a registered valuer
  • Continued access to recorded sessions

RM 1,430

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Why Lestari Money

An approach built for mid-life clarity

We do not chase urgency. Each course is structured around the pace that allows real understanding to take hold.

Licensed and registered advisors

All consultations involve registered estate agents and licensed planners — not course facilitators with general knowledge.

Malaysia-specific from the start

BNM loan policies, RPGT brackets, REHDA developments — every example uses actual Malaysian regulation and MYR figures.

Evening format, weekday-friendly

Sessions are held on weekday evenings so that working professionals can attend without taking leave or disrupting family time.

Structured for your pace

We ask learners to read, reflect, and return with questions. There is no benefit to rushing a property decision at any age.

Written materials you keep

Printed workbooks and strategy binders mean you do not need to take frantic notes. The materials are yours to revisit over time.

Small cohorts, real conversation

Cohort sizes are kept small so participants can ask the questions they actually have — without judgement or time pressure.

Ready when you are

Have questions before you commit?

Our advisors are available to speak with you before you enrol. There is no obligation and no pressure — just a straightforward conversation about what might suit your situation.

340+

Learners enrolled

3

Structured programmes

12+

Licensed advisors

8

Years in Penang

Common questions

Honest answers to practical concerns

Do I need any previous knowledge about property to enrol?

No. The Foundations course is designed for participants who are at the beginning of their enquiry. Advisors cover terminology, Malaysian regulation, and practical process steps from the ground up — using real examples rather than assumed knowledge.

Are the sessions held in Penang only, or in other cities as well?

The Foundations and Strategy Programme are primarily delivered as evening webinars, meaning participants can attend from anywhere in Malaysia. The Investment Property Fundamentals course includes in-person group sessions in both Penang and Kuala Lumpur for those who prefer face-to-face learning.

How do the private consultations work?

Consultations are scheduled by appointment after course enrolment. They are held over the phone or via video call. You are encouraged to bring your own financial situation — loan eligibility concerns, a specific property you are considering, or general affordability questions — and the licensed advisor will work through it with you directly.

Is the Strategy Programme suitable if I am not yet planning to buy?

Yes. The Considered Property Strategy Programme is specifically designed for households who want to think carefully before committing. Many participants enrol because they want a written framework — not to buy within a set period, but to understand whether property belongs in their overall financial picture and, if so, on what terms.

What happens after I submit an enquiry?

A member of the Lestari Money team will contact you within one working day — usually by email, followed by a call if you prefer. There is no obligation to enrol. If the timing is not right, we are still glad to point you toward resources that may help in the meantime.

Are the fees inclusive of all materials and consultations?

Yes. Each fee covers all session recordings, printed workbooks or strategy binders, and the consultations described in the course outline. There are no add-on charges. Any materials posted to you within Malaysia are included; international postage is discussed separately at point of enrolment.

Find us

Our location in George Town

Lebuh Chulia 76, 10200 George Town, Penang

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Get in touch with our team

Fill in the form and we will respond within one working day. You are also welcome to call us directly during office hours.

Contact Details

  • Address

    Lebuh Chulia 76
    10200 George Town, Penang

  • Office Hours

    Monday – Friday: 9:00 AM – 6:00 PM
    Saturday: 10:00 AM – 2:00 PM
    Evening sessions by schedule

"We are not in the business of pushing decisions. If your situation does not suit any of our programmes right now, we will tell you that honestly."

— Lestari Money Advisory Team

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